Standard Of Living For Spouse

The purchase of Life Insurance Plans to provide a spouse with a continuing income is accomplished by selecting the amount of coverage needed, the duration, inflation factors, and projected rate of return. Your professional advisor can assist you with determing the amount, type of plan, and structure which best suits your personal needs.

Often over looked is the use of Life Insurance Plans to eliminate debt from becoming the responsibility of the surviving dependants. Bank loans, credit cards, student loans, car loans, personal guarantees, as well as, an allowance for unpaid bills should all be considered.

The cost of an education, starting a business, a first home, or supporting a young family can be considerable if not overwhelming.
The living or death benefits of Life Insurance Plans can assist children and grandchildren when they need it most.